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  Valuation  
 
Whoever lends you your mortgage will require the residential or buy to let property that you intend to buy to be subjected to a valuation survey. This is so that they can be sure that the amount of capital that you intend to borrow corresponds with the true value of the house. Surveys are also important to you as a buyer as they can bring to light faults such as structural mortgage problems that could affect your decision to buy.